Applied Lending Techniques

So many books that deal with lending and credit risk concentrate on a theoretical approach and are based on common procedures in place in many institutions. The unique quality of Applied Lending Techniques is that it applies those theories to practical examples. It stands back from the day-to-day practice of personal and corporate lending departments and draws on the extensive personal experience of practitioners and reveals the benefits of evaluating each case on its own merits as well as how to learn from mistakes.

Lending is a practical subject which on the one hand requires the banker to have a good theoretical knowledge and on the other to be “streetwise” in using it.