Individual retirement accounts (IRAs) are said to hold more assets than any other type of retirement vehicle, yet barriers exist that may discourage employers from offering payroll-deduction
IRAs to their employees. Drawing on Congressional Record Service and Government Accounting Office Reports, contributors to five chapters discuss trends in retirement plan design and defined
contribution plans, an analysis of the retirement savings of American households, 401(k) plan fees and expenses, and incentives for individuals and employers to participate in IRAs. Differences
between traditional and Roth IRAs are explained. The volume is not indexed. Nor are the editor's credentials given. Annotation 穢2010 Book News, Inc., Portland, OR (booknews.com)
