A Financial Plan for All Seasons is a �ow to do it�and a �ow to understand what is being done�book. This is a practical guide for financial planning from DOB to 100 years plus. It is a textbook
for adequate knowledge of economics and information for managing money. These concepts have not appeared, as such, in print: 1) Poverty and wealth building--seven levels; 2) A global vision and
an inclusive capitalism; 3) The golden, silver, bronze, and bonus years for wealth building and distribution; 4) Education for beginning a financial plan at age 12; 5) Four models for investing
in no-load mutual funds. These concepts serve as a financial road map and blueprint for investors of any age.
